Protect your income. Grow your Wealth. Live Better.
Holistic Wealth Advisory for Canadian Dental & Medical Specialists
As a Doctor, your greatest asset is your ability to earn an income. We use disability, critical illness, and life insurance to protect your income.
Investing in stocks is a key component of building long-term wealth. We offer investment management and investment advice to grow your money.
Real estate is one of the greatest assets in the world. We provide mortgage approvals in order to purchase your first home and invest in real estate to grow your money.
With a financial plan that protects your income and grows your money, you'll have more peace of mind. You’ll feel secure & optimistic about your money- helping you live better.
Paying down student loan debt, Travelling, Buying a home, Getting married, Having children, Starting a clinic, Trying to save and invest...
All within your late 20’s & 30’s.
Sound Familiar? We call this "The Adulting Avalanche".
We specialize in helping Doctors navigate "The Adulting Avalanche" and all the financial decisions that come with finishing school, buying a home, getting married, starting a family, and more.
The Specialists for Specialists
You deserve a specialist dedicated to you, not a jack of all trades. At White Coat Financial™ we work exclusively with Canadian Dental & Medical Specialists. This ensures we are laser-focused on providing the absolute best financial advice & solutions tailored to your individual needs.
At White Coat Financial™, you get advice from a Certified Financial Planner (CFP®) that works for you, not the bank. But we still have access to investment, insurance, and mortgage products from most major banks.
The White Coat Oath
Our promise to our clients
We are not owned by any banks, credit unions, insurance companies, mortgage companies, or investment companies. We are truly independent and there are no third-party interests dictating our business.
The Gold Standard
All advice and recommendations come from a Certified Financial Planner (CFP®). The CFP® certification is considered the gold standard for the financial planning profession worldwide.
We are bound both legally and ethically to act in the best interests of our clients, always putting their interests ahead of our own. And because we don’t have any third-party interests dictating our business, our client’s needs are all that matter.
We care about our clients as a whole; it’s never just about mortgages, investments, insurance, or any singular area of your finances. Our advice considers every area of your financial plan but also your personality, family situation, and mental health.
What your peers are saying about working with
White Coat Financial™
As an associate dentist, Gurtej has helped me navigate the world of finance fresh out of grad school. He has taken the time to help me address any questions that I had, whether it be about paying down debt, insurance, mortgages to investing. Gurtej was able to give me a comprehensive plan and empower me toward reaching my financial and personal goals. I was able to instantly click with Gurtej. I am 100% confident that Gurtej only has my best interest in mind, and will go to great lengths to guide me towards my goals. I would highly recommend his services to any young professional in my position.
- Dr. Puneet B
Imagine not seeing your Doctor after experiencing symptoms
As a Doctor you know the importance of early intervention. Financial health is no different. The sooner you meet with us, the sooner we help you understand your financial situation and empower you protect your income, grow your money, & live better.
Why Work with White Coat Financial™ ?
Fee-based: Our clients are never pressured to purchase any financial products that pay us a commission. Instead, we are fee based, meaning we offer honest and unbiased advice that serves our clients' best interest at all times; that is how we measure our success.
Holistic Approach: White Coat Financial™ is your one-stop-shop for all your financial needs. Because we are a multi-disciplined financial services company that offers insurance, mortgages, investments, and financial advice, we are able to give advice that considers every aspect of our client's financial lives; instead of advice that is given in a vacuum. This helps our clients gain clarity because they are not receiving conflicting advice from several different financial professionals. The end result is advice that is optimized to help our client's achieve their financial goals much more quickly.
Options: You’ll leverage our premier access to Canada’s leading mortgage and insurance companies who offer our Doctors special rates & discounts. Additionally, we use Nobel Prize-winning strategies to increase performance and reduce fees on your investment portfolio. We’re proud to deliver only the best investment, mortgage, and insurance products on the market.
Flexibility: Because we are a completely virtual financial planning company, we don't have traditional banking hours. So we are able to work around your busy schedule, including evenings and weekends for your convenience.